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Guard/Reservists to Get Equal Death Benefit

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By Debbie Gregory.

A change to the Survivor Benefit Plan (SBP) for the families of Guard members and Reservists killed during inactive training will mean an increase in benefits. National Guard and Reserve members would receive the same death benefits as their active-duty counterparts under a bill expected to pass Congress.

Up until now, family members of Guardsmen and Reservists killed during inactive training receive a much smaller monthly payment than those of active-duty members. For example, a survivor receives $1,036 a month if the spouse was killed on inactive training status, yet another receives $3,381 if the spouse was killed on active duty, according to a fact sheet from the Defense Department.

For those on active duty, the amount is based on a simple percentage of what the troop’s retirement payment would be. For those in the Guard or Reserve, the amount is based on a more complicated three-step formula that factors in Reserve points and years of service, among other items.

In addition, survivors of active-duty members qualify for an additional payment designed to get around a rule that blocks them from receiving full death benefit payouts from both the Defense Department and the Veterans Affairs Department. But the allowance doesn’t extend to those of Guardsmen and reservists killed on in-active training.

The legislation includes language championed by Rep. Marc Veasey, a Texas Democrat, to fix this inequity.

“A discrepancy between survivor benefits for fallen service members of differing active duty statuses was finally remedied,” Veasey said in a statement. “This long overdue change will now make available equal survivor benefits for all who made the ultimate sacrifice in defense of our country and will hopefully alleviate some of the financial stress experienced by our military families.”

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