What is a VA Loan?

A VA loan, VA jumbo loan or US Military loan allows those who qualify to obtain the safest loans for military service members, obtained through a VA approved lender, meaning banks and other mortgage lenders provide the loan, using the VA as a guarantor. The VA guarantees loans for veterans and active duty military service members, allowing them to purchase the home of their dreams with, in most cases, no down payment and extremely favorable interest rates.

The ability to secure a VA loan, VA jumbo loan or US Military loan to buy your dream home is one of the major benefits for those who have served. Homeownership comes with a number of intangible benefits, such as peace of mind, pride of ownership and security. Furthermore, children of homeowners do better in school and are more successful later in life. Neighborhoods with high homeownership rates are usually more desirable places to live. A VA approved lender can help you take advantage of these wonderful opportunities that come with buying your home.

VA loans, VA jumbo loans and US Military loans are available to those Veterans who served on active duty a minimum of 90 days of service during wartime, or 181 continuous days during peacetime, and have any discharge other than dishonorable. If the veteran enlisted and began service after September 7, 1980, there is a two-year requirement. The same requirement is in place for officers that began service after October 16, 1981. The requirement for National guard and reservists is six years. Additionally, there are specific rules concerning the eligibility of surviving spouses. The guarantee comes through a Department of Veterans Affairs Certificate of Eligibility. To obtain an eligibility certificate, fill out Form 26-1880 (can be done online), then ask a VA approved lender, such as such as ArcLoans/VetsCanSave, for a VA loan.

VA home loans can put you and your family in a home. MilitaryConnection.com is committed to helping veterans establish themselves post-service, and providing access to great loans and lenders is one way of doing so. We work with companies that value those who have served in America’s military. Whether you are seeking a VA loan, VA jumbo loan or US Military loan, you will easily find help and links to a VA approved lender on our website.

We proudly provide information on loans for veterans in all 50 states:

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