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Life Insurance  Consideration for Military Servicemembers


 An important note to members of the armed forces involves a provision that  is commonly included in life insurance policies. If you have opted out or  decided to purchase additional life insurance outside of the SGLI/VGLI military  offered life insurance plans, you should review the list of exclusions to the  policies. Many life insurance policies include a “war exclusion” provision  that specifically states benefits will not be payable if the death is a result  of war or the action of a military force. The Servicemember's Group  Life Insurance (SGLI) and Veterans Group Life Insurance (VGLI) policies do not  have this type of exclusion. In addition, many life insurance policies  also contain exclusions about traveling on any non-commercial aircraft.

 

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